Banks Compete, You Save
Instead of you shopping around, let 30+ lenders compete for your home loan. Compare rates, fees, and features all in one place. Get better deals without the hassle.
30+ Lenders Competing For You
Compare AllThe Smarter Way to Get a Home Loan
Stop shopping around and let lenders compete for you. Our platform makes getting the best home loan deal effortless and transparent.
Banks Compete For You
30+ lenders actively compete for your business, driving down rates and improving terms automatically.
Compare Everything
Compare rates, fees, features, and approval times from all major Australian lenders in one place.
Guaranteed Savings
Our competition process ensures you get better rates than going direct to banks. Average savings: $2,847/year.
Fast & Simple
Complete your application in 2 minutes. Get competing offers within 24 hours. No paperwork hassles.
100% Secure & Free
Bank-level security, no hidden fees, no obligations. Your information is protected and never sold.
Expert Support
Dedicated loan specialists guide you through the process and help you choose the best offer.
How The Competition Works
Our unique platform creates a competitive environment where lenders actively bid for your business, ensuring you get the best possible deal.
All Australian Lenders in One Place
Don't limit yourself to just one or two banks. Compare rates, fees, and features from every major lender in Australia - all completely free.
Big 4 Banks
Regional Banks
Online Lenders
Credit Unions
What You Can Compare
Get a complete picture of each lender's offering. Compare everything that matters to make the best decision for your situation.
Interest Rates
Variable, fixed, and split rate options
Fees & Charges
Application, ongoing, and exit fees
Loan Features
Offset accounts, redraw, extra payments
Approval Times
Pre-approval and settlement timeframes
Security & Trust
APRA regulation and customer reviews
Customer Service
Support channels and satisfaction ratings
How It Works
Getting the best home loan deal has never been easier. Our streamlined process puts you in control while lenders compete for your business.
Quick Application
Complete our simple 2-minute application with your basic details and loan requirements.
Lenders Compete
30+ lenders review your application and compete with their best rates and terms.
Choose Your Winner
Review all competing offers side-by-side and select the best deal for your situation.
Secure Your Loan
We handle the paperwork and guide you through to settlement with your chosen lender.
Why Our Process Works Better
Traditional loan shopping is time-consuming and often leaves money on the table. Our competition-based approach ensures you get the best possible deal.
Join 50,000+ Australians Who've Saved Big
Don't just take our word for it. See how our competition-based approach has helped thousands of Australians secure better home loans.
Save Thousands Every Year
Our customers save an average of $2,847 annually compared to going direct to banks.
Save Hours of Time
No more calling banks or visiting branches. One application reaches 30+ lenders instantly.
Get Better Rates
Competition drives down rates. Lenders offer their best deals to win your business.
100% Free & Secure
No hidden fees, no obligations. Your information is protected with bank-level security.
What Our Customers Say
"Saved $3,200 per year on my home loan. The process was so easy - banks competed for my business instead of me chasing them around."
"Got a rate 0.2% lower than my bank offered directly. The competition really works - highly recommend Home Online."
"Refinanced in just 3 weeks. The team handled everything while lenders competed for my loan. Couldn't be happier."
Ready to Save on Your Home Loan?
Join thousands of Australians who've already saved big with our competition platform. It's free, fast, and there's no obligation to proceed.
Trusted by Thousands of Australians
Join the growing number of Australians who have saved money and time with our loan competition platform
What Our Customers Say
Join thousands of Australians who have saved money with Home Online
Sarah Chen
Sydney, NSW
"Home Online saved us over $12,000 on our home loan. The banks were literally competing for our business - it was amazing to watch!"
Mark Thompson
Melbourne, VIC
"I wish I'd known about this service years ago. Got a rate 0.8% lower than my current bank was offering. The process was so simple."
James Wilson
Brisbane, QLD
"As a first-time buyer, I was overwhelmed by all the options. Home Online made it easy and got me a fantastic deal."
Frequently Asked Questions
Everything you need to know about getting banks to compete for your home loan
We present your loan application to multiple banks and lenders who then compete to offer you their best rates and terms. This competition typically results in better deals than you'd get approaching banks individually.