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Home Loans
Personal Loans
  Personal Loans
  Car Loans
  GreenChoice Car Loans
  Personal Credit Line
  Overdraft Facility
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Personal Loans

personal loansFrom 26 July this information is provided for existing account holders only.

Whether you are planning a holiday, buying a car or consolidating your loans, Home can help. Home Building Society offers a range of Personal Loans that can suit your needs, plus we make the loan process as easy as possible.

Here at Home we like to keep things simple, and we know that your time can be in short supply sometimes, that’s why we provide you with 24 hour approval^ on a Personal Loan.

As a Western Australian owned company, we lend to the Western Australian market only.

Product Overview

ProductInterest RateComparison RateFees
Personal Loan
A flexible loan that can be used for whatever you are looking at purchasing.

From 12.57%pa

From 12.81%pa

$165 application fee
No ongoing fees
Car Loan
A loan that can be used for buying new or used cars, with no ongoing fees. There are flexible loan terms and we can even arrange pre-approval.


From 11.57%pa


From 11.81%pa

$165 application fee
No ongoing fees
GreenChoice Car Loan
A ‘green’ version of Home’s Car Loan for any type of car. 

$165 application fee
No ongoing fees
New environmentally friendly vehicles#10.57%pa
10.81%pa
Personal Credit Line
A mini line of credit that is secured by a caveat, providing quick access to low cost funds.

10.75%pa

-

$165 application fee
$184.50 valuation fee
$5 monthly bookkeeping fee
Overdraft Facility
When your own cash funds are running low, a personal overdraft can help by providing you with additional funds for those much needed purchases.

15.08%pa

-

No application fee
No ongoing fees


Comparison Rate for Personal Loans are calculated on a $30,000 Personal Loan for a term of 5 yrs based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
Information correct as at 26/08/2008 and is subject to change. Normal lending conditions apply. Rates are subject to change. Fees and charges may apply - details available on request. Full details of terms and conditions available on application. PDF of comparison rates schedule.
^ Loans received after 5pm on Thursdays and Saturdays may require additional processing time.

Home Building Society Ltd ("Home") and StateWest Financial Services have come together to create WA's newest, friendliest financial services group. Together, the two organisations create a new force in WA banking and unless otherwise disclosed all financial products, loans and services are provided by Home. The information on this website does not take into account your personal needs or financial circumstances and you should consider if it is appropriate for you. To decide if a product is right for you, Home recommends you read our Terms and Conditions brochure which is also available by calling 13 63 13 or by visiting a branch.

Copyright © 2006  Home Building Society Ltd ABN 72 051 900 380 AFSLN 243369. StateWest Financial Services Limited ABN 71 087 651 885 AFSLN 240974 a wholly owned subsidiary of Home Building Society Limited ABN 72 051 900 380 AFSLN 243369. BSB 639 000.
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